IBT’s item processing services consist of the following:

     :: Item capture services for in-clearings and over the counter POD items

     :: Same day settlement services with transmittals faxed to institutions before 1:00 p.m.

     :: Flexible sort patterns for outgoing cash letter deposits to correspondent banks

     :: Complete fine sort services for daily sorting and individual account serial sorts

     :: Support of remote image capture  

Additionally, we have the ability to proportion float across deposit accounts.  We currently transmit to eight different data centers, but have the ability to transmit to any data center.  The key to our item processing success is that batch control is incorporated at the teller level, which allows for the most complete audit trail in the industry.  Finally, we write all teller and customer adjustments clearly and provide comprehensive documentation for each adjustment.